Are you sitting on the fence wondering if you should take action on buying a home?
Information is power. Consumer surveys find that home buyers are not evaluating all their options and many are potentially leaving money on the table. Below are two steps every potential buyer should take.
#1 Shop Your Loan
Many buyers simply click on a website to get “pre-approved” and stop there. Many people think it will hurt their credit score if they apply with multiple lenders. However, according to the Consumer Financial Protection Bureau when multiple credit checks are concentrated over a short period of time they are typically treated as one inquiry and will not impact you credit score. I always tell my clients to check with their current bank or credit union...Read More